Monday, February 4, 2008

Personal loans 'can be great' for consolidating debts

Those looking for cheap loan deals may be interested in advice which suggests that unsecured personal loans can help those in debt, from Moneywise personal finance magazine.

Unsecured loans will not place homes at risk, explained Editor Rachel Lacey, who adds that customers considering homeowner loans should not "touch it with a barge pole".

Ms Lacey explains that low interest loans are appealing but customers should beware that some advertised figures of below seven per cent can be deceiving.

"For a lot of these deals, you'll see the headline rates and they're only typical rates for the best applicants. A lot of people will be getting higher rates than that," she stated.

Research by uSwitch suggests that close to one in four UK adults find their debts unmanageable, with 38 per cent having been rejected after a credit card application.

Source:http://www.saveborrowspend.co.uk/articles/news/1110-personal-loans-can-be-great-for-consolidating-debts

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